Sacco core banking platform

Members, savings, loans and the ledger — run from one console.

Sacco Admin takes a member from onboarding through to loan repayment, posting every deposit, disbursement and repayment to the general ledger automatically as it happens.

  • Multi-branch ready
  • Flat & reducing-balance interest
  • Full activity audit trail
Dashboard

Total Customers

1,284

Member Savings

KES 42.6M

Interest Rate

12%

Approved Loans

58

KES 18.4M

Register a customer
Review loan applications
What's inside

Every part of the member lifecycle, covered

From the first KYC form to the last loan repayment, Sacco Admin gives your staff one place to manage members, money and the books.

Member management

Onboard members with full KYC — national ID, alien ID or passport — plus contact details and a clear status from active through to closed.

Savings & share accounts

Post deposits and withdrawals across cash, M-Pesa, bank and internal transfer channels, with a running balance on every account.

Configurable loan products

Define loan products with flat or reducing-balance interest, their own terms and eligibility rules — no code changes required.

Automated credit scoring

Score every applicant against your own configurable scoring model before the application ever reaches an underwriter.

Loan origination workflow

Move applications through guarantor sign-off, review and approval, with a clear record of who decided what, and when.

Loan accounts & repayments

Track every disbursed loan through active, completed, defaulted or written-off, with outstanding balance and full repayment history.

General ledger & accounting

A complete chart of accounts — assets, liabilities, equity, income and expense — with double-entry journal entries behind every transaction.

Multi-branch operations

Run every branch from one console, with branch-scoped data and reporting as your SACCO opens new locations.

Roles & permissions

Grant fine-grained, system- or branch-scoped permissions through roles, so every staff member sees and does only what their role allows.

How it works

From onboarding to the ledger, in four moves

The same workflow your front office already follows — just tracked, scored and posted automatically.

1

Register the member

Capture KYC details and open their profile — national ID, alien ID or passport.

2

Open savings & shares

Record deposits and share purchases from day one, across any payment channel.

3

Score, review & approve

Applications run through guarantor sign-off, automated credit scoring, review and approval.

4

Disburse & post

Repayments are tracked against the account, and every entry posts to the general ledger.

Built for accountability

Controls a regulator would expect to see

Every figure in the system can be traced back to the member, the staff member and the moment it changed — because a SACCO's books answer to more than just its own management.

  • Permissions scoped to a branch or the whole institution
  • Every admin, member and system action recorded
  • Authenticated, token-based admin sessions

Full activity audit trail

Admin, member and system actions are all logged, so any change on the books can be traced back to who made it and when.

Secure, token-based sessions

Authenticated sessions and per-request authorization keep member and financial data locked down.

Questions

Frequently asked questions

Yes. Every branch operates within one console, and data, staff and permissions can all be scoped to a specific branch or left open to the whole institution.

Run your SACCO on one platform, end to end.

From member onboarding to the general ledger — sign in and see it in your own admin console.

Sign in to your console